Recurring Loan Prepayment Calculator
Model a regular prepayment habit instead of a single lump-sum payment.
Prepayment plan
Estimated interest saved
—Regular EMI—
Original closure—
New closure—
Time saved—
Total extra paid—
Total interest with plan—
Why recurring prepayments help
Interest is charged on outstanding principal. Small, early, repeated prepayments can reduce the balance before future interest is calculated.
Confirm whether your lender has minimum prepayment amounts, allowed dates, online limits or tenure-change rules.